Who else wants to boost their credit score and repair the financial damage constantly hanging over their head?

The secret of boosting your credit rating is finally revealed! Discover 101 legitimate tips for improving your credit score.

We've all made financial mistakes, and sometimes it takes a mistake to teach us a lesson. However, a few financial errors do not spell the end of our financial lives. After drawing up a battle plan and implementing a few strategic moves, it is possible to reclaim trust from creditors, lenders, and renters.

All it takes is the right knowledge and a little bit of your time. Here is just some of the information you will find inside:

• What's a good credit score? And at what score should you start to be worried.
• Even if you pay all your bills on time, you may still have marks against your credit.
• The three top credit agencies and how to keep tabs on them.
• Four ways the credit bureaus look at your lending history and how important each view is.
• Three ways to boost your credit score (and it's not just paying your bills).
• 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.
• Four steps to take right away if you think you've been a victim of identity theft. It may not be too late.
• Five common credit mistakes you may commit if you don't know about them in advance.
• How not having any debts may actually hurt your credit score.
• How to dispute bad marks on your credit report.
• After you contact the credit bureau about an error in your credit report, make sure you contact these people next.
• The truth about "free credit reports" online.
• Three ways to start building up trust after a major credit disaster.
• When to consider declaring bankruptcy.
• Five organizations that can help you when you're in over your head.
• When you should fear credit repair companies.
• Six common scams some credit repair companies try to pull.
• How to use your bank as an ally in your fight against bad credit.
• Five ways to curb your spending habit.
• How to automatically cut down on your spending without beating yourself up.
• Six ideas for adding extra dollars to your monthly income.
• Four steps to preparing ahead of time for financial emergencies.
• The secret to changing the way you think about money.
• Seven most common reasons why credit scores are lowered.
• Three reasons why change in your life is not always a good thing.
• How a simple phone call may help out your credit.
• When a "late fee" is easily waived.
• The secret to setting short-term goals to repair your credit yourself.
• When seemingly small differences in credit scores can have a huge impact on the interest you pay.
• How to set your finances on autopilot.
• When refinancing is the best option.
• What you should always know before talking to a lender.
• How to encourage a potential lender to look at you instead of your credit rating.
• How to make paying your bills easier on yourself.
• How you can take advantage of being a student while trying to repair your credit.
• The secret to handling student loans (and when you may be able to award yourself a six-month grace period on paying your bills).
• When to take out a loan to repay your debts.
• Which "cash advance" agencies to stay away from (or you risk destroying your credit).
• Six ways to handle the stress of being in debt.

And there's much more - guaranteed!